June 1

Five Principles Of Thrifty Living #1 – Take Control

 Take  Control: You Are The Master, Not The Victim, of Your Spending

The sense of being in control is central to happiness.  Keeping on top of your finances is usually a much more important recipe for happiness than trying to make lots of money.”  (Liz Hoggard in Making Slough Happy)

This is the one. If you take nothing else away from Tartan Thrifty, please take this – the key to living within your means is taking control of your spending. Makes no difference if you are fabulously wealthy or breadline poor – if your spending is out of control you will run out of cash. And you will have that uneasy, niggling sense that you are are not on top of your own life. No amount of money makes that comfortable.

motorcycle-GraphicsFairyNobody but myself and Tartan Dad have access to the contents of our bank account – nobody else is spending our money for us.  So any spending mistakes are made by us and only by us.  Realising this fact set us free.  If they were all  our mistakes then it was completely within our power to change every one of  them.  We just had to get into the  driving seat and start steering our spending rather than riding along with it. And so do you.

How To Take Control Of Your Money

Take Control - Thrifty Principle No. 1The key is to make a habit of it – by the time the novelty wears off you will be controlling your money without even thinking about it.. These habits are the ones to get into if you want to take control of your spending.

Each day…

Each week…

Each month…

Each year…

You can read about the Five Principles Of Thrifty Living here.