#1 – Take Control
Take Control: You Are The Master, Not The Victim, of Your Spending
The sense of being in control is central to happiness. Keeping on top of your finances is usually a much more important recipe for happiness than trying to make lots of money.” (Liz Hoggard in Making Slough Happy)
Nobody but myself and Tartan Dad have access to the contents of our bank account – nobody else is spending our money for us. So any spending mistakes are made by us and only by us. Realising this fact set us free. If they were all our mistakes then it was completely within our power to change every one of them. We just had to get into the driving seat and start steering our spending rather than riding along with it. And so do you.
How To Take Control Of Your Money
The key is to make a habit of it – by the time the novelty wears off you will be controlling your money without even thinking about it.. These habits are the ones to get into if you want to take control of your spending.
- Check Your Bank Balance
- Store Receipts
- Do Routine Car Maintenance
- Plan Your Meals Ahead
- Make A Budget
- Put Cash Into Marked Purses For Different Budget Lines
- Review The Month’s Spending
You can read about the Five Principles Of Thrifty Living here.