May 9

Control Your Spending With A Free Thrifty Habits Planner For The Week Beginning Monday 11th May

Free Thrifty Habits Planner For The Week Beginning Monday 11th May

Regularly, Consistently, Habitually Thrifty

Thrifty Habits PlannerWe all want to know how to save money. After years of frugal living  and not-so-frugal living I have come to the conclusion that the answer to the question of how to save money is… regularly, consistently, habitually.  It’s not just what thrifty tips you take on board, or how many money-saving ideas you pin to a Thrifty Living Pinterest board – it’s how easy it is to make those money-saving tips into regular, almost mindless habits.  We all spend without thinking:  my aim on Tartan Thrifty is to save money without thinking, to make thrifty living second nature.  Because, the less effort you put into  living well for less, the more likely you are to keep it up.  So here is the Thrifty Habits Planner I print off and stick up in the kitchen each week – yours to download for free and customise to fit in with your life.  I hope it helps you become regularly, consistently, habitually thrifty too.

This Week’s Thrifty Habits

I am shattered after a night up watching the election results come in two nights ago – a sure sign I am getting old. So I am not really geared up for planning how to do this week’s extra habits. The Tartan Family have had their financial low points but we have never lost our home, or had to depend on food from strangers with more than us. My thrifty habits have allowed us to keep our heads above the water over the last two years – but so has dumb luck.  The luck that saw us both start life in comfortably off homes not in poverty; the luck that gave us parents able to financially support us through university and the early years of establishing careers; the luck that meant while I lost my income in the Credit Crunch, Tartan Dad did not. The luck which meant neither of us became disabled by illnesses we didn’t bring on ourselves and that meant neither of us became carers – unpaid – for relatives who did. We have been lucky in life. My heart goes out to readers in different circumstances who now look forward to five more years of a political administration determined to treat them as a luxury the rest of us can’t afford.

Life goes on. Today, for us, this means time in our tiny garden putting up the two arches I bought in Aldi this week. The first one is in already (an attempt to keep myself awake till the kids’ bedtime yesterday through the power of fresh air…) and seems solid, and painted in an attractive dark bronze-on-black finish which blends in with greenery better than the plain black I expected. If you want to buy a cheap garden arch (and, hey! who wouldn’t?) get there fast because they are an old offer and likely to disappear soon. More on why I am cramming features into a tiny garden in my next post..

How To Use The Thrifty Habits Planner

Click here to download your copy of this week’s Thrifty Habits Planner. You can look up each habit in The Thrifty Habits in the sidebar to the right for more information.

Look at the Weekly & Monthly/Annual Thrifty Habits.  Decide which day suits you best for each one and pencil it in on that day.  When you have done it, tick it off.  Pause for a moment to enjoy the little fizz of smugness this creates.

Got any thrifty ideas of your own?  Add them – and remember to comment about them here so I can steal them admire your cleverness.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Then bin this week’s planner and come back to Tartan Thrifty for next week’s planner.  I will post it on Saturday 16th May.

HandNoticeVintage-GraphicsFairyClick here to read my latest post Three Clicks To Cut Your Energy Bill

 

 




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Posted May 9, 2015 by tartanmum in category "The Habits

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