Week 1 – January 6th, 2020
A Happy – and thrifty – New Year to you! Made any resolutions? Was spending less one of them? It’s a safe bet you and I are not alone in that. Most people start January with an uncomfortable amount of debt, or at least a niggling sense that their pre-Christmas spending got a little out of control.
Which is why right now is the perfect time to rethink your spending for next year – now when it is still 52 weeks away. Now when the memory of what went well this time is still fresh in your mind. Now, when the reality of your January bank balance is begging you to. Twenty minutes planning now could save you hundreds of pounds, and take most of the stress out of gift-shopping this year.
Click here to find out how to reduce your gift buying budget for next Christmas – in fact for the whole year – in five easy steps.
And if all that seems too much like hard work for now, why not spend this week giving yourself one gentle nudge each day towards spending less all year. Click here to find out how to Nudge Yourself Towards Spending Less In Only One Week.
I will be back next week with a fresh thrifty habits planner and a look at whether or not you can save money by growing food – even in January.
Free, Downloadable Thrifty Habits Planner To Keep You On Track
So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.
Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.