Week 1 – July 30th, 2017
Now and again, it’s good to remind yourself why you are doing this thrifty stuff. The obvious answer is… to save money. The answer lying behind that is that you want to save money because that will make you happy – which is why one of my Principles Of Thrifty Living is Be Joyful And Generous Not Miserly And Miserable.
If I had to sum up the Tartan Thrifty mission in two words, they would be “happiness” and “habits”. “Happiness” because that is what I believe is the real aim of thrifty living. “Habits” because that’s what I think is the best route to long-term cost-cutting. Mindless thrifty habits help us to effortlessly save money. Saving money helps us to feel more secure in our finances. And feeling secure in our finances makes us feel happy.
So you can imagine how delighted I was to come across The Habits Of Supremely Happy People on The Huffington Post – two of my favourite ideas in one place! Take a look at it and see if you can add some extra sunshine to your summer.
It is easy – when you are making a serious effort to be thriftier – to get fixated on cutting costs. But cutting costs is a means to an end. And that end is being happier. So why not take some time this month to think about what makes you happiest, and what would make you more happy. Then look at your spending and cost-cutting plans. Are you putting your money and effort into the things that will most make you happy? Or do you need to adjust your plans to make yourself thriftier so that they also make you happier?
Maybe you already know exactly what makes you happiest, but if you do need some inspiration try Happiness For Dummies. The author (a psychiatrist who has walked the walk as well as talking the talk and now mainly works with people in chronic pain, helping them to find deep happiness despite their circumstances) outlines in straightforward terms the key areas of your life that will make you happy. Making sure that certain elements of human existence are there in your own day-to-day habits turns out to be the key to deep and lasting contentment. (Habits again!) And – happily – spending big bucks is not one of them.
I will be back next week with a fresh thrifty habits planner and a remarkably simple way of cutting your costs.
Free, Downloadable Thrifty Habits Planner To Keep You On Track
So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.
Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.