October 14

Thrifty Things To Do This Week: Whisky Marmalade and Money For Nothing

Week 3 – October 14th, 2019

It’s the third week of the month: if you can make the time, Preserve Something and Review Your Spending

It is the week to Preserve Something. Nature is shutting up shop for winter but Mamade prepared fruit knows no seasonal limits and makes tasty marmalade with none of the faff. (Actually, I am not opposed to the faff because it makes the place smell amazing for hours. but, honestly, I think the end product is just as good with a tin of Mamade.) If you pot up a few jars of marmalade now they should have matured nicely by Christmas, ready for gifting or for guzzling on Christmas morning. You know, to offset the chocolate.

You can up the gourmet factor considerably if you buy a cheap bottle of whisky and add a splash to your marmalade just before you pot it. And if you need further inspiration for using the rest of your whisky (beyond the obvious…) then take a look at How To Turn A Ten Pound Bottle Of Aldi Whisky Into A Hamperful Of Tasty Treats.

Since it is also the week to Review Your Spending, take a look at Money For Nothing to see if you could get more for your money with loyalty cards.

I will be back next week with a fresh Thrifty Habits Planner and a plan for a frugal but fabulous festive period.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

October 7

Thrifty Things To Do This Week – Do Something Wild

Week 2 – October 7th, 2019

It’s the second week of the month: if you can make the time, Try A New Free Or Cheap Activity and Grow Something.

The foraging season is almost over so if you are stuck for a free family activity to try this week, take the kids outdoors to pick brambles. (That’s blackberries if you live outside of Scotland.) I have very fond memories of doing this with my grandpa in my childhood. You can read everything he taught me about brambling with kids in Grandpa’s Guide To Bringing Home The Brambles.

As well as gathering brambles you could take time to pick up beech nuts, pine cones, conkers, twigs,etc. Once home pile them into jam jars, vases, bowl – whatever you have to hand. More seasonal than flowers and completely free. If you want the conkers to keep their shine try buffing them with vegetable oil on a square of kitchen roll.

For more ideas to help you go wild outside, take a look at The Wild City Book, packed with ideas to turn time outdoors into an adventure, or a science experiment, or an art workshop…

I will be back next week with a fresh Thrifty Habits Planner,

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

September 30

Thrifty Things To Do This Week: A Free Christmas Wreath And Thriftier Main Meals

Week 1 – September 30th, 2019

It’s the first week of the month: if you can make the time, Try A New Free Or Cheap Activity and Grow Something.

Do you have any shrub herbs (lavender, bay, sage, rosemary…) in your garden? If you don’t – do! Even if all you have is a window sill, these are easy plants to grow, give colour right through winter, smell amazing, attract bees and butterflies, and can make cheap meals taste fancy. Right now is an excellent time to plant them – mild weather to help them bed in but less dry than the spring time.

If you have some already, then it’s time to think about cutting them back. It helps keep them in shape, looking good for the winter (I like to think it does the same for me if I do it vigorously enough…) But it also helps to make them last longer which means you don’t have to replace them every few years, Which is pretty thrifty.

Obviously you are not going to just chuck the cuttings away. You are going to hang them up indoors somewhere warm and dry so you can have a free supply of herbs in the kitchen for the next year. So why not kill two birds with one stone by drying them as a wreath. That way in about three months time you can bring out your herb wreath, add a few festive touches, and hang it up for Christmas.

After Christmas you can dismantle your wreath and put your dried herbs in jars. Or, if you are as disorganised as I am, you can hang the wreath in the kitchen to remind you to get round to jarring up your herbs. And then spend the next six months just picking them directly from your wreath as and when you need them. I got to quite like the country-kitchen feel it gave – or maybe I am just making excuses.

Once you have turned your garden refuse into a wreath, try turning the meat eaters in your house into pulse-lovers. Pulses are the cheapest source of protein but not everyone is happy with a vegetarian main course. There is a happy compromise: this is it.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

I will be back next week with a fresh Thrifty Habits Planner, a suggestion for a free family activity and some ideas to bring cheap colour to your garden at minimal cost to your pocket. See you then!

September 23

Thrifty Things To Do This Week – Save Money In The Kitchen

Week 4 – September 23th, 2019

It’s the fourth week of the month: if you can make the time, Write a Budget and Share Something.

This is the week of the month when I am most likely to eat into my overdraft or crack out my credit card – pay day is only a few days away but we need to eat NOW. But I have found, over and over again (I would be embarrassed to give you the exact number of times…) that a quick but thorough sort through our cupboards, freezer and fridge usually shows that we hardly need to buy any food at all. What we actually need is to eat what is already there.

So, armed with a notebook and pen I make a list of what I can find and then draw up a meal plan that uses those ingredients and keeps food shopping that week to a minimum.

Finding a menu that embraces the fag end of an old brie, some vacuum packed beetroot we bought by mistake and a tin of anchovies is not easy… (Bright Pink Risotto, in case you are wondering. The anchovies went into a pasta sauce.)

It is worth it though, because it gives you all your meals for the final week of the month without having to spend more than you have. And if it is worth it for the last week of the month, then, actually, it’s a good idea for every week.

Thing is, without the immediate choice of overdrawn or underfed, I don’t actually bother to check what is in the cupboards. So the compromise I have settled on is to keep a running tally of what’s in my cupboards. Once in a blue moon I run a stock-check of our food supplies and use it to set up a simple stock list on the door of the freezer. That way I can see at a glance what food we don’t have to buy.

Recently I bought some very cheap mini dry-wipe boards with magnets on the back from Home Bargains that are perfect for the job. The magnets mean they are always handy on the door of the fridge. Better still, the pen is also magnetised and has a little sponge eraser in the cap so that I can always lay hands on it easily. I use the other one to keep a running shopping list – anyone who uses up something adds that to the list and when Tartan Dad or Tartan Boy or I run to the shops there is a ready-made shopping list to take along. At only 89p to stop me buying food we don’t need, I think they are a thrifty bargain.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

I will be back next week with a fresh Thrifty Habits Planner, instructions to make deliciously fragrant luxury candles and a recipe for Apple And Custard Cake. See you then!

September 16

Thrifty Things To Do This Week: Free Food From The Urban Hedgerow

Week 3 – September 16th, 2019

It’s the third week of the month: if you can make the time, Preserve Something and Review Your Spending. If you only preserve one thing this month, make it Mulled Apple Jelly – sweet, sharp and spicy, it is delicious with sweet and savoury food, making it the perfect all-rounder.

Product DetailsI bought this beautiful book (full price – my secret shame) when I was a student. It took me to a time when ladies kept house with an iron hand. A time when herbal remedies and secret recipes were passed from mother to daughter like family heirlooms. A time when still-rooms and store-cupboards secured survival and pleasure for whole households. A kind of Poldark of the kitchen.

An odd choice for a twentieth-century twenty-something, studying at a city-centre university, don’t you think? Nowadays we don’t need home remedies, hand-made preserves, or DIY cleaning products anymore – we have supermarkets not still-rooms for all that. And – romantic as the notion of gathering in and storing the harvest seemed as I read the book – it was hardly something a city girl like me had the option of doing. Cities don’t have hedgerows bursting with free fruit, do they? Cities have shops.

Sloe Gin And Beeswax” is still on my bookshelves, and I still dip into it for useful advice and sheer escapism from time to time. It is a lovely book and I would still recommend it if you can find a copy – it has been out of print for a while. But since I first read it I have discovered that cities do, in fact, grow free fruit. I have picked all sorts of fruits, completely free, without leaving the city – sometimes without even leaving my local area. For more information about how to plunder the city’s food supplies, read The Urban Forager.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

I will be back next week with a fresh Thrifty Habits Planner, and advice about finding ‘free’ food in your very own kitchen.

September 9

Thrifty Things To Do This Week: Digging Some Spring Colour And Dogs In Duvets

Week 2 – September 9th, 2019

It’s the second week of the month: if you can make the time, Try A New Free Or Cheap Activity and Grow Something.

Yes, it is Autumn – a time for picking, not for planting. (On that note, free outings don’t come more wholesome than foraging in the fresh outdoors for free fruit – take along some Dogs In Duvets for lunch and it’s a picnic too.)

But it’s not too late to plant bulbs – in fact, this is the perfect time to do it. Right now all the usual bargain outlets (Aldi, Lidl, Home Bargains, etc) are stocked with cheap nets of daffodils, tulips, crocuses, etc. Granted, they don’t offer the wide variety you will get in a big nursery or DIY store. But, in my experience, they grow just as reliably as pricier offerings. Check out mail order suppliers too – they often have great bulk offers, handy if you have a lot of ground to cover.

An afternoon digging in the autumn sunshine now could see you enjoying bright colour in the dullest months of the year. And if you plant some indoors you could even have them flowering in time for Christmas for you to enjoy or give away. Pots of colour, for only a couple of pounds.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

I will be back next week with a fresh Thrifty Habits Planner, a recipe for Mulled Apple Jelly and some tips on urban foraging. In the meantime, enjoy digging and picking and eating delicious Dogs In Duvets.

September 2

Thrifty Things To Do This Week – Make Candles And Cake

Week 1 – September 2nd, 2019

It’s the first week of the month: if you can make the time, Put Cash In Marked Purses and Make Something.

I love September And October. They are new pencils and new plans. Crisp mornings foraging for free fruit and fragrant afternoons turning them into jams and jellies. Cosy nights indoors, with the slight threat of winter but none of the wet or the chill.

To be honest, I like November too – bonfires and fireworks and making plans for Christmas. And I am fond of December with it’s twinkles and parcels and sociable feasting…

(In the spirit of total honesty I have to point out that the above is a very edited picture of my autumns and early winters. It’s not nearly as calm, ordered, or reflective as that in Tartan Towers. Still, a woman can dream…)

What I love about this time of year is the anticipation of cosy times ahead. So, with that in mind, my Make Something  project this week is going to be Luxury Scented Candles. Something to give away but also something to enjoy at home.

I first made candles when I was about 7 – which tells you how easy they are to make – and can still remember the fascination I felt watching hard wax transform to liquid and back again. So you could treat this as a fun family activity AND a cheap way to treat yourself to a fragrant and twinkly home.

If you want inspiration to batch-cook a freezer-friendly snack try Apple And Custard Cakes. These are so easy a child could make them – no scales or beaters required. I will be back next week with a fresh thrifty habits planner and some suggestions for enjoying time outdoors before winter sets in.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

August 19

Thrifty Things To Do This Week – Get Kids’s Shoes For Less

Week 4 – August 29th, 2019

It’s the fourth week of a five week month – if you have the time, Take Stock and Tackle One Big Spend

It’s that special time of year when I need to start the annual battle to kit out the kids’ feet without kissing goodbye to a small fortune. Joy. This has been a Big Spend for us for long enough, though, that I have developed some ways of tackling it. You can read everything I have learned about Cutting The Cost Of Kids’ Shoes – written a few years back – and then you can pause and smile wryly at my naive assumption that this was all there is to keeping shoe-shopping to a sensible budget…

I thought I had it sussed. The kids were kitted out in new shoes that protected their little feet as well as my small budget. Then Tartan Boy hit adolescence and the goal posts moved overnight.

Suddenly it wasn’t enough that the shoe was the right size – it had to be the right brand too. A branded shoe is never a budget shoe – they start out at a ridiculously inflated price and no 50% off sticker can bring it down to the same level as a discounted shoe that started out at a lower price. So branded shoes were a step too far for me. But non-branded shoes were a leap over the cliff-edge of cool for Tartan Boy. Problem.

You can read how I (almost) solved it in What To Do When Your Kids Want Branded Shoes And You Want To Stay On Budget. Although, to be honest, it’s less a problem you can solve, more a curve you can try to stay ahead of. So if you have any other secrets of sane shoe shopping, I would love to hear them. Please share them in the Comments below.

I will be back next week with a fresh Thrifty Habits Planner and advice on how to avoid being a pay day millionaire.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

August 12

Thrifty Things To Do This Week – Preserve A Plum

Week 3 – August 12th, 2019

It’s the third week of the month: if you can make the time, Preserve Something and Review Your Spending

Are you partial to a plum? It’s not a fruit I have ever heard anyone go into raptures about although it is one that grows well in the UK. I am fairly neutral – I will eat one if it’s there but I won’t hunt one down if it’s not. But I will go to some effort to pick them in quantity because they make all sorts of delicious and cheap preserves. Delicious, cheap and easy.

Plums, damsons and their wild cousin the sloe all contain exactly the right balance of acidity and pectin (a fruit protein) to make it easy to get a set. And the same acidity means that they make sweet preserves that have an interesting flavour rather than a blanketing sugariness. They can stand up well to stronger savoury flavours too, going well with strong cheese and red meat. Plums and damsons should be ripe about now, sloes a little later in the autumn, and if you have a tree you can plunder, or a source of very cheap fruit to buy in quantity, take a look at Plum Preserves – 5 Delicious Things To Do With Free Fruit.

However you preserve your plums, be sure to use The Jam Labelizer to pimp your plum preserves with a free label design. All you have to do is download your label, save it at whatever size your jars need and print a whole sheet of them. Remember only to use the designs that are flagged up as free to print yourself. If that is too much work, try The Graphics Fairy’s Free Printable Jam Labels.

I will be back next week with a fresh Thrifty Habits Planner and advice on shopping sanely for kids’ shoes.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.

August 5

Thrifty Things To Do This Week – Easy Savings And Lazy Bread

Week 2 – August 5th, 2019

It’s the second week of the month: if you can make the time, Try A New Free Or Cheap Activity and Grow Something.

Several years I go I decided to save money by simply staying out of shops. It was a plan with a solid philosophy – every time I set foot in a supermarket I spent money, so, if I went into the supermarket less, I would spend less.

Did it work for me? Surprisingly, yes, it pretty much did. I have had to tweak it a bit over the years. I gave up on the one big monthly shop because we don’t have enough storage space, for example, although it did drastically reduce shop visits. But several years on, keeping us out of the shops has certainly helped keep us in the black. Would it work for you? Read the post and see what you think.

One of the keys to success for us was being able to make our own bread if we ran out. The easiest way to do that is with a cheap, easily available bread machine. But almost as easy is the no-knead method. No machine required and less than ten minutes hands-on time involved in total.  Read how to make Delicious, Thrifty, Artisan Bread and decide for yourself.

I will be back next week with a fresh Thrifty Habits Planner and advice about what to make with a glut of cheap plums.

Free, Downloadable Thrifty Habits Planner To Keep You On Track

Click here to download your copy of this week’s free Thrifty Habits Planner.

So, you want to get into the habit of spending less without putting in more effort? You need something to remind you what to do and when, so you don’t have to keep thinking about it. The Thrifty Habits Planner is a simple tool to help you do just that. Use it to pencil in which thrifty things you plan to do this week and to pin yourself down to when you plan to do them. If you take control this way at the start of the week, you are far more likely to have stuck to your plan by the end of the week. Sticking your plan up somewhere you will see it every day helps you to stay on track too.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Little splurges will actually help you to stay thrifty – read this to find out how.