Control Your Spending With This Week’s Free Thrifty Habits Planner

Free Thrifty Habits Planner For The Week Beginning Monday 23rd November

Regularly, Consistently, Habitually Thrifty

Thrifty Habits PlannerWe all want to know how to save money. After years of frugal living and not-so-frugal living I have come to the conclusion that the answer to the question of how to save money is… regularly, consistently, habitually.  It’s not just what thrifty tips you take on board, or how many money-saving ideas you pin to a Thrifty Living Pinterest board – it’s how easy it is to make those money-saving tips into regular, almost mindless habits.  We all spend without thinking:  my aim on Tartan Thrifty is to save money without thinking, to make thrifty living second nature. Because, the less effort you put into living well for less, the more likely you are to keep it up.  So here is the Thrifty Habits Planner I print off and stick up in the kitchen each week – yours to download for free and customise to fit in with your life.  I hope it helps you become regularly, consistently, habitually thrifty too.

This Week’s Habits

It’s Take Stock week and if you have a little free time (because we all have loads of that a month before Christmas, right?) this is the perfect time to rope the kids in and have a big toy clear-out. Take everything they no longer play with, have outgrown, have duplicates of, etc to a charity shop. It might make another child happy, will clear space for new gifts and revive interest in neglected toys until then. While the Tartan Boys are busy going through their old toys, I am going to go through my own wardrobe. Then I can hit the sales in January with a very clear idea of what I need. In theory this means I won’t be lured into buying bargains I don’t need. In theory…

santa chucklingIt’s also time to Tackle One Big Spend. No prizes for guessing which Big Spend I am tackling – Christmas. This week I have been proving to myself that it is possible to fill a generous stocking for a miserly fiver. You can read the results here. Not surprisingly, I did some of the shopping for that in Poundland and was frustrated to learn ONE DAY AFTER I FINISHED that Poundland now have a 7-day sale on. Until Wednesday they have a 3-for-£2 offer on dozens of toys – a perfect chance to stock up on budget stocking fillers for less than 75p. Go shop my fellow thrifties!

How To Use The Thrifty Habits Planner

Click here to download your free copy of this week’s Thrifty Habits Planner. You can look up each habit in The Thrifty Habits in the sidebar to the right for more information.

Look at the Weekly & Monthly/Annual Thrifty Habits.  Decide which day suits you best for each one and pencil it in on that day. When you have done it, tick it off.  Pause for a moment to enjoy the little fizz of smugness this creates.

Got any thrifty ideas of your own?  Add them – and remember to comment about them here so I can steal them admire your cleverness.

Take time at the end of the week to give yourself a little treat as a reward for your thrifty efforts. Then bin this week’s planner and come back to Tartan Thrifty for next week’s planner.  I will post it on Monday 30th November.

HandNoticeVintage-GraphicsFairyClick here to read my latest post How To Fill A Christmas Stocking For (Around) A Fiver

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